Operating parameters for five providers used by marketing teams to pay for advertising platforms and business services. Compiled from publicly listed specifications. Independent document; no vendor affiliation.
Issues virtual USD and EUR cards with 3D Secure support. Input methods: cryptocurrency (USDT, BTC) and wire transfer. Team subsystem includes member roles, spend limits, inter-account card transfers, and CSV report output. Upper tier (PST Private) is advertised with up to 100 free cards and 3% cashback on advertising spend.
Single shared balance across all issued cards. Supports bulk card generation, per-member limits, and role separation. Published pricing at time of writing: issuance from approx. 1 USD per card, maintenance approx. 1 USD per month, top-up fees from approx. 2% by method, minimum deposit approx. 50 USD.
Newer unit oriented toward payments on major advertising platforms. Input methods include USDT and bank transfer. Shorter operating history than other units in this document; fewer independent reviews available for cross-reference.
Designed for larger teams operating across multiple regions and advertising systems. Differentiating subsystem is analytics and structured reporting. Typical fit is organizational rather than individual use.
Longer-running platform combining virtual cards with mass payout tooling and multi-currency balances. Covers outgoing payments to partners in addition to card spend, extending scope beyond cards-only units.
| Unit | Funding | Team tools | Cashback | Differentiator |
|---|---|---|---|---|
| PSTNET | Crypto, wire | Full | Up to 3% on ads (tiered) | Free-card allowance on top tier |
| FuncCards | Crypto, other | Full | Varies | Low entry cost |
| FlexCard | USDT, bank | Basic | Varies | Newer entrant |
| Multicards | Varies | Full | Varies | Analytics for scale |
| Capitalist | Multiple | Payout tooling | Varies | Mass payouts included |
Compare minimum deposits and per-card fees first. Tiered cashback programs reward volume a small operation may not reach.
Roles, limits, and reporting reduce operational risk more than promotional rates once a balance is shared.
Where partner payouts are part of the workflow, a platform with mass payout tooling avoids running two systems.
NOTES: Independent informational document. Not affiliated with, endorsed by, or sponsored by any provider named. All product names and trademarks are property of their respective owners. Specifications reflect publicly available information at time of writing and are subject to change without notice; confirm current pricing, fees, regional availability, and identity verification requirements directly with each provider before use. This document is not financial, legal, or tax advice. Use of any payment service must comply with applicable law and with the terms of the platforms and merchants being paid.